FAQS
Frequently asked questions.
How operating leases work at Capexo, how to apply, and how the partner programmes run. If your question isn't here, a leasing specialist can help.
Operating leases
How an operating lease works and what it covers.
6 QUESTIONS
It keeps cash in the business while you add the equipment you need, instead of paying the full cost upfront.
Eligible machinery, fit-outs, technology, vehicles and other productive business assets. The asset, supplier and intended use are assessed as part of the process.
Capexo currently positions solutions from ₹25 lakh to ₹100 crore. Final availability depends on the transaction and business assessment.
Eligible owned assets may be considered for a sale-and-leaseback structure, subject to valuation, documentation and assessment.
You can return the equipment, re-rent it or buy it, as the agreement allows.
Under Indian GAAP (AS 19), operating lease rentals are an expense and the equipment stays off your balance sheet. Under Ind AS 116, most leases are recognised on it. Confirm with your auditor.
Applying
What we need from you and what happens next.
3 QUESTIONS
Use Check eligibility or call us. A leasing specialist reviews the equipment quotation and your business details, then shares indicative terms after credit assessment.
The supplier's quotation for the equipment, your latest audited financial statements, and basic details about your business.
A leasing specialist reviews the requirement, confirms initial fit and requests the relevant equipment quotation and business information.
Referral partners
For advisors who introduce clients to Capexo.
3 QUESTIONS
Chartered accountants, debt advisors, consultants, fit-out contractors and equipment brokers who work with businesses that buy or own plant and machinery.
You earn 1.5-2% per transaction. Your exact rate, and when it is paid, are set out in your referral agreement.
Operating leases for new plant and machinery, and sale and leaseback of unencumbered assets up to 3 years old. Transactions range from ₹25 lakh to ₹100 crore, subject to credit assessment.
Vendors and OEMs
For businesses that sell equipment and offer leasing to customers.
3 QUESTIONS
Capexo buys the equipment from you. Once your customer confirms delivery, we pay you directly against your invoice.
Capexo runs the credit assessment and holds the lease with your customer. Eligibility and terms are subject to that assessment.
Business equipment such as plant and machinery, medical, IT, kitchen and warehouse equipment, and fit-outs, from ₹25 lakh to ₹100 crore per transaction.
Still have a question?
Talk to a leasing specialist, or check whether an operating lease could fit your growth plan.