OPERATING LEASE
Turn a large equipment purchase into planned rentals.
Lease machinery, equipment and fit-outs and pay rentals over the term, instead of the full cost upfront. Your capital stays free for operations and growth.
₹25L-₹100Cr
Lease size
8%
Indicative IRR, from*
45
+
Equipment types
*Indicative IRR, subject to credit assessment.
LEASE SUMMARY
EXAMPLE
CNC machining centre
Lease size
₹1.2Cr
Rentals
Monthly, fixed
Supplier
Paid on delivery
At the end of the term
Return
Re-rent
Buy
WHY LEASE
What an operating lease does for your business.
You use the equipment for the full term. We own it, and you pay a fixed rental for its use.
INDICATIVE IRR, FROM
8
%
Rentals are priced on the asset, the tenure and your credit profile. Your rate is confirmed after credit assessment.
Check eligibilityPreserve capital
Avoid a large one-time cash outflow when you add equipment.
Keep bank lines free
Your borrowing capacity stays available for working capital.
Asset-light operations
Use the equipment in full while the lessor owns it.
Flexible terms
Tenure and rentals structured around the asset and your cash flow.
Release capital from assets
Raise funds from equipment you already own through sale and leaseback.
Stronger return ratios
Less capital deployed can improve RoE and RoA.
Accounting treatment depends on your reporting framework. Under Ind AS 116, most leases are recognised on the balance sheet. Confirm with your auditor.
WHAT YOU CAN LEASE
Equipment for the floor, fit-outs for the space.
Two lease types, each structured around the asset and how your business uses it.
EQUIPMENT
Equipment lease
Lease the machinery your operations depend on, and spread its cost across the lease term instead of paying upfront.
COMMONLY USED FOR
Construction machinery
Manufacturing machinery
Machinery upgrades
FIT-OUTS
Fit-out lease
Lease the furniture, equipment and interiors for commercial premises, so you can open or refurbish a space and keep cash in the business.
COMMONLY USED FOR
Coworking spaces
Retail
Hotels
Restaurants
A CLEAR PATH TO FUNDING
How an operating lease works.
You choose the equipment and the supplier. We assess your business, structure the lease and pay the supplier on delivery.
Select the equipment
You choose the machinery and the supplier, and negotiate the price. You know the technical requirements best.
Mandate and assessment
You sign a lease mandate and master rental agreement. We review your audited financials and sanction the facility.
Delivery and payout
You confirm delivery and sign the rental schedule. We then release payment to the supplier.
Rentals and end of term
You pay rentals as scheduled and use the asset. At the end of the term, return it, re-rent it or buy it.
CLIENT STORY
Since teaming up with Capexo, they swiftly understood our challenges, carefully reviewed our financial records, and provided invaluable advice, much like a trusted guardian. In just the past 2-3 months, they facilitated a 5 Cr disbursement and secured sanctions up to 15 Cr through syndication.
Aashit Verma
Founder, Hanto Workspaces
₹5Cr
Disbursed in 2-3 months
₹15Cr
Sanctioned through syndication
Questions businesses ask.
The final structure depends on your business profile, the equipment and credit assessment.
It keeps cash in the business while you add the equipment you need, instead of paying the full cost upfront.
Use Check eligibility or call us. A leasing specialist reviews the equipment quotation and your business details, then shares indicative terms after credit assessment.
Eligible machinery, fit-outs, technology, vehicles and other productive business assets. The asset, supplier and intended use are assessed as part of the process.
Planning your next equipment investment?
Share the requirement and find out whether an operating lease could fit your growth plan.