OPERATING LEASE SOLUTIONS
Acquire equipment. Preserve your capital.
Lease the machinery, equipment and fit-outs your business runs on, from ₹25 lakh to ₹100 crore. Keep your capital for growth.
₹600Cr
+
Equipment leased
50
+
Businesses served
45
+
Equipment types
A CLEAR PATH TO FUNDING
How an operating lease works.
You choose the equipment and the supplier. We assess your business, structure the lease and pay the supplier on delivery.
Select the equipment
You choose the machinery and the supplier, and negotiate the price. You know the technical requirements best.
Mandate and assessment
You sign a lease mandate and master rental agreement. We review your audited financials and sanction the facility.
Delivery and payout
You confirm delivery and sign the rental schedule. We then release payment to the supplier.
Rentals and end of term
You pay rentals as scheduled and use the asset. At the end of the term, return it, re-rent it or buy it.
Why businesses lease with Capexo.
An operating lease separates access to equipment from owning it, so capital stays free for people, inventory and expansion.
Accounting treatment depends on your reporting framework. Confirm with your auditor.
No upfront capital
Acquire machinery without a large upfront outlay, so cash stays in the business.
Release capital from assets
Raise funds through sale and leaseback of equipment you already own.
Keep bank lines free
Leasing leaves your credit lines available for future borrowing.
Stronger financial ratios
An asset-light structure can improve debt to equity, ROE and ROCE.
Off-balance-sheet treatment
For companies reporting under Indian GAAP. Under Ind AS 116, most leases are recognised on the balance sheet.
TWO WAYS TO LEASE
New equipment, or equipment you already own.
Lease what you need next, or release the capital locked in machinery you already run. Both are structured around the asset and your cash flow.
COMPARE YOUR OPTIONS
Lease, buy or borrow?
How an operating lease compares with buying equipment outright or funding it with a term loan.
WHAT CHANGES
CAPEXO
Operating lease
Buy outright
Term loan
Upfront cash
Little or no upfront outlay
Full price paid on purchase
Margin money usually required
Cash flow
Fixed rentals across the lease term
One large outflow
EMIs of principal plus interest
Bank credit lines
Left free for other borrowing
Cash reserves go down
Uses up borrowing capacity
Tax treatment
Rentals generally deductible as a business expense
Depreciation claimed on the asset
Interest and depreciation claimed
Balance sheet
Off balance sheet under Indian GAAP. On balance sheet under Ind AS 116
Asset recorded on balance sheet
Asset and loan both recorded
Resale risk
Return option limits exposure to resale value
You carry the full resale risk
You carry the full resale risk
End of term
Return, re-rent or buy the asset
You own it; upgrading means selling
You own it once the loan is repaid
Illustrative comparison.
Get a lease vs buy estimateIndustries we serve.
We lease equipment to businesses across manufacturing, pharma, logistics, retail, healthcare and technology.
45+ EQUIPMENT TYPES
Lease the equipment your growth plan needs.
From production machinery to IT infrastructure, each lease is structured around the asset and your business.
Furniture and fit-outs
Construction equipment
Cold-chain equipment
Robotic automation
Vehicles
CLIENT STORIES
Leases that moved the business forward.
How growing businesses used operating leases to add capacity and release capital.
View all case studiesQuestions businesses ask.
The final structure depends on your business profile, the equipment and credit assessment.
It keeps cash in the business while you add the equipment you need, instead of paying the full cost upfront.
Eligible machinery, fit-outs, technology, vehicles and other productive business assets. The asset, supplier and intended use are assessed as part of the process.
Capexo currently positions solutions from ₹25 lakh to ₹100 crore. Final availability depends on the transaction and business assessment.
Eligible owned assets may be considered for a sale-and-leaseback structure, subject to valuation, documentation and assessment.
Use Check eligibility or call us. A leasing specialist reviews the equipment quotation and your business details, then shares indicative terms after credit assessment.
The supplier's quotation for the equipment, your latest audited financial statements, and basic details about your business.
You can return the equipment, re-rent it or buy it, as the agreement allows.
Under Indian GAAP (AS 19), operating lease rentals are an expense and the equipment stays off your balance sheet. Under Ind AS 116, most leases are recognised on it. Confirm with your auditor.
Planning your next equipment investment?
Share the requirement and find out whether an operating lease could fit your growth plan.